Children with Special Needs (CWSN)
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With reference to major national and state schemes run by the Government of Bihar for the social and economic development of the state, consider the following statements:
- 1. Under the 'Bihar Student Credit Card Scheme', education loans up to ₹4 lakh are made available to students at 4% simple interest for pursuing higher education, while this interest rate is only 1% for women, differently-abled, and transgenders.
- 2. Under 'Saat Nischay Part-2' (2020-2025), priority has been given to 'Youth Power - Progress of Bihar', under which provisions have been made to establish a Mega Skill Center in every district and a Tool Room in every division of the state.
- 3. Under the 'Mukhyamantri Mahila Udyami Yojana', total financial assistance of ₹10 lakh is given to establish a new enterprise, out of which ₹5 lakh is provided as a grant (subsidy) and ₹5 lakh as an interest-free loan.
- 4. Under the Jal-Jiwan-Hariyali campaign, the 'Har Ghar Nal Ka Jal' scheme is being operated in the state with full financial assistance from the Central Government for the rejuvenation of traditional water sources (like ahar, pain, ponds, and wells).
Which of the above statement(s) is/are completely correct?
✓ Correct! Well done.
✗ Not quite — the correct answer is highlighted above.
Detailed Explanation
Statements 1, 2, and 3 are completely correct. Under the 'Bihar Student Credit Card Scheme', a loan up to ₹4 lakh is available for higher education, with 4% simple interest for general category students and 1% for women/differently-abled. Under 'Saat Nischay Part-2', 'Youth Power - Progress of Bihar' involves setting up Mega Skill Centers and Tool Rooms. Under the 'Mukhyamantri Mahila Udyami Yojana', out of the total ₹10 lakh, ₹5 lakh is given as a subsidy and ₹5 lakh as an interest-free loan (0% interest). Statement 4 is incorrect because the 'Jal-Jiwan-Hariyali' and 'Har Ghar Nal Ka Jal' schemes are mainly operated under the state government's internal resources and special budget allocation, rather than entirely through central financial assistance.
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